Are you someone who is a natural caregiver, or someone who works every day to take care of others - healthcare professionals, public safety workers, women, or working in education?
If so, then you may be the last person on your list to receive the help you need with your financial life. My focus is to take care of those who take care of others and to give them a step up financially by creating a comprehensive financial plan with customized strategies to help them reach their goals.
Kristina Paz, CIMA®
Throughout my life, I have observed that access to support in financial planning is extremely limited for most people. My family inspired me to give back and provide that much-needed support to those who work hard to help others. I provide this support through financial education, organization of financial puzzle pieces, thorough analysis of needs and goals, and thoughtful solutions to help my clients feel confident and empowered in their financial path. Through financial planning, I have helped my clients to have more choices, more quality time with loved ones, and the chance to do more of what they love.
Education & Background
- Certified Investment Management Analyst®
- Over 20 years of experience in the financial industry
- Graduated from Mount Holyoke College with a Bachelor of Arts, majoring in Economics, and a minor in English
- FINRA Series 7 and 66 Licenses
- Life, Health, and Long-Term Care Insurance Licensed
- Volunteer experience with Loveland Habitat for Humanity and the Poudre Valley Health Foundation; former chair of the Northern Colorado IDFA Divorce Alliance
What is a Certified Investment Management Analyst® (CIMA®) ?
The CIMA® designation is a specialized investment management credential, designed for advisors who serve high-net-worth individuals, foundations, and institutions—or for those who bring institutional-caliber investment strategies to individual investors.
- Portfolio Construction - Designing portfolios that balance risk and return while aligning with specific client goals and constraints.
- Asset Allocation - Implementing strategic and tactical asset allocation strategies across asset classes to maximize long-term performance.
- Risk and Performance Analysis - Evaluating volatility, drawdown, upside/downside capture, and other key performance metrics to guide portfolio decisions.
- Manager Selection and Due Diligence - Conducting rigorous screening, evaluation, and monitoring of third-party investment managers and strategies.
- Behavioral Finance Integration - Accounting for investor biases and decision-making tendencies in portfolio design and rebalancing.
- Ongoing Oversight and Optimization- Continuously monitoring portfolios for rebalancing opportunities, style drift, risk exposure, and alignment with investment policy statements.
Training Requirements:
- Coursework through an AACSB-accredited business school (such as Yale or Chicago Booth)
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A rigorous certification exam
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Minimum of three years' investment experience
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Adherence to ethical and professional standards
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Continuing education to maintain certification
Fewer than 2% of financial professionals hold the CIMA® designation, making it one of the most advanced and exclusive certifications in the field.
When I’m not hard at work building portfolios or designing financial plans, I love to spend time with my husband and Doberman, Pavito. I enjoy the amazing outdoor life that Colorado has to offer - rock climbing, hiking, and stand-up paddleboarding. I also love to cook, find fun new ingredients at the local farmer's markets, or plant flowers in my backyard.
Need help with your finances, but not sure where to start? I can help.